Terms of Use

Effective Date: [January 2025]

Welcome to [PalomaInsurance.com] (the “Website”). By accessing or using our Website, you agree to comply with and be bound by the following terms and conditions (the “Terms of Use”). If you do not agree to these Terms, please do not use our Website.

1. Acceptance of Terms

By accessing or using this Website, you confirm that you are at least [minimum age, e.g., 18 years] old or have received parental/guardian consent, and you agree to these Terms of Use.

2. Modification of Terms

We reserve the right to update or modify these Terms of Use at any time without prior notice. Changes will be effective immediately upon posting. Your continued use of the Website signifies your acceptance of the revised Terms.

3. Use of the Website

  • You agree to use the Website only for lawful purposes.
  • You may not:
    • Upload or transmit any harmful, unlawful, or obscene content.
    • Attempt to gain unauthorized access to any portion of the Website.
    • Use the Website to infringe on any intellectual property rights.

4. Intellectual Property

All content on this Website, including text, graphics, logos, and software, is the property of [Paloma Insurance] or its content suppliers and is protected by intellectual property laws. Unauthorized use or distribution is prohibited.

5. Third-Party Links

The Website may include links to third-party websites. We are not responsible for the content, accuracy, or practices of these third-party sites. Use these links at your own risk.

6. Disclaimer of Warranties

  • The Website is provided “as is” without any warranties, express or implied.
  • We do not guarantee that the Website will be error-free or uninterrupted.

7. Limitation of Liability

To the fullest extent permitted by law, [Website Name] shall not be liable for any damages arising from your use of the Website or inability to use the Website.

8. Governing Law

These Terms of Use are governed by the laws of [Your Jurisdiction]. Any disputes will be resolved in the courts of [Your Jurisdiction].

9. Termination

We reserve the right to terminate or suspend access to the Website for any reason, including a violation of these Terms of Use.

10. Messaging Terms & Conditions

You agree to receive informational messages (appointment reminders, account notifications, etc.) from [Paloma Insurance]. Message frequency varies. Message and data rates may apply. For help, reply HELP or email us at NPalomaV@gmail.com. You can opt out at any time by replying STOP.

11. Contact Us

If you have any questions or concerns about these Terms of Use, please contact us at: 

NPalomaV@gmail.com
662-509-1332