Getting Started
Final Expense Insurance - Peace of Mind for You and Your Loved Ones
When it comes to planning for the future, one of the most important decisions you can make is ensuring that your final expenses are covered. Final expense insurance offers a simple and affordable solution to help ease the financial burden on your family during an emotional time.
Final Expense
What is Final Expense Insurance?
Final expense insurance is a type of life insurance designed to cover funeral costs, medical bills, and other expenses that arise after passing. With flexible coverage options, this plan provides your family with the financial support they need, without the stress of paying out-of-pocket for unexpected costs.
Why Choose
Why Choose Final Expense Insurance?
- Affordable Coverage – Final expense insurance is designed to be budget-friendly, with premiums that fit within your budget and benefits that offer peace of mind.
- Guaranteed Acceptance – Many final expense policies don’t require medical exams or health questionnaires, making them accessible for individuals of all health conditions.
- Flexible Payout Options – The benefits from your policy can be used for anything your loved ones need, including funeral costs, medical bills, or outstanding debts.
- Quick and Simple Process – With straightforward enrollment and fast approval, securing your coverage is hassle-free.
Who Needs It?
Who Needs Final Expense Insurance?
Final expense insurance is ideal for those who want to ensure their loved ones aren’t burdened with end-of-life expenses. Whether you’re approaching retirement or simply want to plan ahead, this coverage provides peace of mind knowing your funeral costs and other final expenses are covered.
How It Works
How It Works
- Get a Quote – Fill out a simple form or give us a call to receive a personalized quote based on your needs and budget.
- Choose Your Coverage – Select the amount of coverage that fits your situation. We’re here to help you make an informed decision.
- Apply and Get Approved – Our process is quick and straightforward, with many policies offering guaranteed approval.
Medicare FAQ's
Got questions? We've got answers
You are eligible to apply for Medicare during your initial enrollment period which is a 7 month window. 3 months before turning 65, the month you turn 65 and 3 months after turning 65.
The easiest way to sign up for Medicare is online through SSA.gov or by Calling Social Security at 1-800-772-1213. You can also visit your local Social Security Office.
If you are already receiving Social Security Benefits you will be automatically enrolled into Original Medicare, otherwise you will be eligible to enroll during your initial enrollment period that starts 3 months before your 65th birthday.
If you miss your Initial Enrollment Period you can sign up during the General Enrollment period that occurs every year January 1st through March 31st. Coverage becomes effective the month following your enrollment date.
Yes, there are penalties for not signing up for Part B of Medicare and will be added to your premium.
If you need a new Medicare card you can order a replacement card by phone at 1-800-772-1213, or online at the Social Security Administration web site. Make sure you have your Medicare number ready when you call.